PUBLIC insurance ADJUSTER FAQ

GENEREAL QUESTIONS

Will I get a higher settlement if I will hire a Public Adjuster?

Almost always, you will receive a higher settlement from the Insurance Company than if you do not use a Public Adjuster for the simple reason that your claim will be presented much more favorably and with careful attention to your policy coverage.

Typically, the more detailed and complete your claim, the higher the settlement. We go through all the evidence, step by step, very carefully inspecting the loss site and accurately documenting the damage.

Studies have clearly demonstrated that the most inventories compiled by insured without the help of a Public Adjuster are very incomplete.



Can I reopen a claim if I was already paid?

As long as you did not sign a release and the statute of limitation has not passed, you should be able to reopen your claim.



When can I expect my claim to settle?

The average claim settles in 3-4 months on average. The insurance company like to dictate the speed of the claim and the timing of the payment. Our public adjuster will see to it they pay as quick as possible and for the right amount.



CLAIM QUESTIONS

If my claim has been closed by the Insurance Company, is it too late to hire a Public Adjuster?

Usually it’s not too late. (examples: Florida law allows 2 years, California allows 4 years, State to State the time to file a supplemental claim from the date of loss or the date of breach is different.) If you do not believe you were paid the right amount, and would like us to review your claim, please contact us 770-310-8530. We will review your claim and give you our professional opinion as to what you can do.



If my claim was denied, am I entitled to a second opinion?

SouthernPA only get involved in claims where our services are needed. Therefore, there is no claim too big or too small. Just give us a call to discuss your claim and we will give you our professional opinion.



What types of claims do you handle?

Southern Public Adjusting, LLC is an ALL-LINES Public Adjuster, we can handle all homeowners’ claims, condominium claims, condominium association claims and commercial claims. We do NOT handle auto claims.



SETTLEMENT QUESTIONS

Will I get a higher settlement if I will hire a Public Adjuster?

Almost always, you will receive a higher settlement from the Insurance Company than if you do not use a Public Adjuster for the simple reason that your claim will be presented much more favorably and with careful attention to your policy coverage.

Typically, the more detailed and complete your claim, the higher the settlement. We go through all the evidence, step by step, very carefully inspecting the loss site and accurately documenting the damage.

Studies have clearly demonstrated that the most inventories compiled by insured without the help of a Public Adjuster are very incomplete.



Can I reopen a claim if I was already paid?

As long as you did not sign a release and the statute of limitation has not passed, you should be able to reopen your claim.



When can I expect my claim to settle?

The average claim settles in 3-4 months on average. The insurance company like to dictate the speed of the claim and the timing of the payment. Our public adjuster will see to it they pay as quick as possible and for the right amount.